Oh my word! I almost wish that guy was still around to try to push his $99 template on me. I'd show him a thing or two!
Simplescrapkathy ... thanks for the offer.. I looked at your link... but I think the look I'm going for is more modern than the older look of those images. I mean.. if something had already been made, I might have used it, but if I'm going to have to do it myself anyways, might as well make it just what I envision, right?
I do have a vague visual floating around in my head... so if nothing turns up by this weekend, I'll probably give it a shot... I'm thinking something crisp and clean in RW&B... and I'll try not to make any upside down flags!
Time to dig through my clip art books I guess.. I bought a rather large collection some time ago and it's been invaluable so far.