I might have to rethink my decision to get the D60 ...
One thing I would suggest (well, two) is watch your framing, and more specifically, your framing with regards to lighting.
Don't rule out the D60 just yet. These are some of the pictures I have taken over the past few months:
(Hope posting the link is OK?)
The D60 with the 18-200mm VR Lense is a very nice piece of kit, and gives all the range most people will use on a day to day basis. The only thing the D60 is missing is the ability to auto-bracket, so making HDR images can be a little tricky without a tripod.
Alright, what about filters now?
I'll need a polarizer from the looks of it and I am not sure if I'd need a neutral density, but I guess it would be nice to have if I ever do need it.
This filter kit looks pretty cheap, but I am not sure how the quality would be with it.
http://www.amazon.com/Tiffen-55mm-Photo ... 337&sr=1-2
Not sure if I want to spend much on it yet in case a new lens I get has a different size.
I have a UV filter fitted to my lense all the time, as this also acts as another layer of protection for the lense. A polorizer is good for taking pictures of anything with a reflection, as it will give a lot better end picture (car photographers use these a lot). An ND filter is a great piece of kit to have, lets you get some really cool shots by allowing you to increase the exposure time in birghter conditions.