Page 4 of 4

Posted: Fri May 06, 2005 9:57 am
by Canis_Latrans
JustinSL wrote:
adamsmark wrote:Yes, banks know where you've been shopping, shouldn't they?


Gives me a slightly creepy "Big Brother" feeling. But I s'pose it has its benefits.
adamsmark wrote: Privacy? Risk of hackers? I've never had a problem.


You're lucky (at least for now).


Can you please explain to us how someone can "hack" a plastic debit card?

Posted: Fri May 06, 2005 3:16 pm
by JustinSL
The 16-digit number is stored in a database, isn't it? The hacker would need a method to trick the ATM or whatever into thinking that it is your card that has been inserted (assuming they figured out your PIN).

It's all in the numbers.

Even a disgruntled store clerk might be able to pull it off.

Posted: Fri May 06, 2005 5:06 pm
by Kail
The weakness with CCs and DCs are that they're easy to defraud. You just need the 16 digit code, date of expiration and the CCV2 code. Some companies just want the card number. There are number generators you can download to create fake CC numbers.

Posted: Fri May 06, 2005 6:03 pm
by who_cares
Bobble wrote: in England we swapped the £1 note (bill) for the £1 coin many years ago, although Scotland still has a £1 note IIRC. There was a great deal of public outcry at the time but as we had no choice in the matter people got used to it.

and don't get me started on the £2 coin :roll:

I thought the coins were convient really. I could barrow a pound (I don't have that symbol availble) from my parents or a brother and buy a snack or something without having to count bills.
I with the US would come out with something like that

Posted: Sat May 07, 2005 8:47 am
by Canis_Latrans
JustinSL wrote: The 16-digit number is stored in a database, isn't it? The hacker would need a method to trick the ATM or whatever into thinking that it is your card that has been inserted (assuming they figured out your PIN).

It's all in the numbers.

Even a disgruntled store clerk might be able to pull it off.

Then you're talking about hacking the bank's computer system, since hacking a simple piece of plastic isn't really possible. I've heard alot of people saying how they don't trust debit cards for security reasons, but they're not any less secure than cash. Especially since, if you're carrying cash in your pocket, and you get mugged then you've just lost all your money. If you get mugged and all they get is your debit card, they either have to beat your PIN out of you or they're out of luck. I've never worried about the security of my debit or credit cards.

Posted: Sat May 07, 2005 11:46 am
by acnovan
Isn't there an easier way, like working for a bank or as a cashier? You could deduct more off thier cards or access the store system?

As they say, attack from the inside.

Posted: Sat May 07, 2005 2:43 pm
by Pezzoni
acnovan wrote: Isn't there an easier way, like working for a bank or as a cashier? You could deduct more off thier cards or access the store system?

As they say, attack from the inside.

When you withdraw cash, they could do the same.

Posted: Tue May 10, 2005 8:40 am
by Canis_Latrans
Pezzoni wrote: When you withdraw cash, they could do the same.

That's exactly the point I was trying to make. Cash is less secure than debit/credit cards, not the other way around.


Hey Pezzoni don't you find it ironic that your signature, which is calling someone an idiot, is full of spelling errors?

Posted: Thu May 12, 2005 3:06 am
by Scott_Hero_of_Time
Well last time I checked King Auther Called a french knight a loonie, and the local paper was calling the Brits loonie for cheese rolling... Canada has always been a little loonie... Ohh the loonie as in the coin.... well Unless a LOONie has a LOON on it its not a LOONie.

Posted: Thu May 12, 2005 4:06 am
by Canis_Latrans
Scott_Hero_of_Time wrote: Well last time I checked King Auther Called a french knight a loonie, and the local paper was calling the Brits loonie for cheese rolling... Canada has always been a little loonie... Ohh the loonie as in the coin.... well Unless a LOONie has a LOON on it its not a LOONie.


Loonie != Looney

Posted: Thu May 12, 2005 7:52 pm
by Scott_Hero_of_Time
Loony != Loonie
Loony == Loony