No you don't.
You have your own backup regime that you are in control of - it is all part of running any site.
No you don't.
There are many good backup utilities and tutorials available via a Google search. I would suggest that you find the one that is most appropriate for your circumstances.
=> "These backups are not guaranteed in any way. We highly recommend all Bluehost customers create and manage their own backups. " ...Bluehost_FAQs wrote: Bluehost Web Hosting Help
Automatic Backup Frequency
We do offer complimentary backups for our customers. They are created on a daily, weekly and monthly basis. These backups are not guaranteed in any way. We highly recommend all Bluehost customers create and manage their own backups.
As a website owner, you are responsible for the integrity of you data, so you need to know how, what and when to backup on a regular base.
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and two or three others) separate.