newtech wrote:-SMF Chat features-each person can choose their own text color which makes it easier to read chats
-they can insert images
-they can insert URLs
-the chat room is a new window, not on the index page. Shoutbox is on the index page
-there is a 'whisper' feature
So in reality you don't know the mChat features at all.
Users, if authed, can insert images, can insert urls, can insert smilies, can edit their messages, can delete their messages and the chat can be set to be on it's own page in the ACP.
You may want to try it and see if it's "good enough".